Are you using your portfolio like a bank account? In this update: Why your portfolio should not be treated like a bank account. Is your Investment Portfolio a Piggy Bank? Think Again! It's a scenario many of us dream of - checking your investment portfolio and seeing a...
Don't Fear the Peak: Why All-Time Highs are Just Stepping Stones for your Investments In this update: Don’t fear market highs. The headlines often shout about "all-time highs" in the stock market, and for some investors, this can trigger a sense of unease. Is it too late...
In this update: Navigating the Unknown: Why Market Uncertainty is perfectly normal If you have followed these posts for a while, you’ll have noted I have addressed the fundamental reality that all investors must eventually embrace – that is that uncertainty is not just a temporary...
In this update: Where would you like to start? Your negative bias Where would you like to start? 'Where would you like to start?' is an interesting question. It’s as important a question too for investors. Because when talking to people about investments, the point at which...
In this update: The cycle of investor emotions The cycle of investor emotions As regular subscribers will know on reading these posts, I have discussed the timing and nature of markets on a regular basis. Markets typically fall into either bull and bear phases. For a definition...
In this update: Market Seasons Financial Behaviour Your Financial Plan Market Seasons As regular subscribers will know from previous posts, the markets go through their seasons. The business cycle goes from expansion, slowdown, recession and recovery. Stock markets move between bear and bull markets. However, we...
In this update: Financial fireworks State Pension Top-Ups deadline extended Pension Credit Financial fireworks With the Bank of England reporting last week that core inflation has continued to rise, it's difficult to see a way out of this current inflation spiral. Like a firework, you light the...
In this update: Patience Patience One of the most challenging elements of investing is having to remain patient in difficult circumstances. If you can keep your head when all about you Are losing theirs and blaming it on you...
In this update: Perspective Perspective An extremely important principle is the different points of view you get when you change your level of magnification. You can look at something with a microscope and see it a certain way, you can look at something with your eyesight...
In this update: 2022 in perspective Your financial planning journey 2022 in perspective As I've previously written, markets correct once a year (a fall of more than 10%, but not more than 20%), but the majority of the time these falls are fleeting. Every year, at some...