We have summarised the main points of yesterday’s Spring Budget below, along with a reminder of various changes from April 2024 that we were already aware of. PENSIONS State Pension The triple lock means that the new state pension and basic sta...
07 March, 2024 19 LikesIn this update: Latest Retirement Living Standards Latest Retirement Living Standards The latest update to the Pensions and Lifetime Savings Association (PLSA) Retirement Living Standards (RLS) reveal a shift in the cost of retirement li...
19 February, 2024 28 LikesIn this update: Investing persists through all cycles Your retirement spend and your retirement duration Investing persists through all cycles Interest rates are at levels we haven’t seen since before the Financial Crisis, tempting some ...
09 November, 2023 26 LikesIn this update: Where would you like to start? Your negative bias Where would you like to start? ‘Where would you like to start?’ is an interesting question. It’s as important a question too for investors. Because when talkin...
01 October, 2023 25 LikesIn this update: The cycle of investor emotions The cycle of investor emotions As regular subscribers will know on reading these posts, I have discussed the timing and nature of markets on a regular basis. Markets typically fall into eith...
09 September, 2023 25 LikesIn this update: Market Seasons Financial Behaviour Your Financial Plan Market Seasons As regular subscribers will know from previous posts, the markets go through their seasons. The business cycle goes from expansion, slowdown, recession and re...
03 August, 2023 21 LikesIn this update: Financial fireworks State Pension Top-Ups deadline extended Pension Credit Financial fireworks With the Bank of England reporting last week that core inflation has continued to rise, it’s difficult to see a way out of this...
26 June, 2023 20 LikesIn this update: Patience Patience One of the most challenging elements of investing is having to remain patient in difficult circumstances. If you can keep your head when all about you Are losing theirs and...
29 April, 2023 19 LikesYesterday’s Spring Budget included pension measures that went further than recent rumours suggested, when Jeremy Hunt announced the abolition of the pensions Lifetime Allowance alongside increases to the Annual Allowance, Money Purchase Annual ...
16 March, 2023 19 LikesIn this update: Perspective Perspective An extremely important principle is the different points of view you get when you change your level of magnification. You can look at something with a microscope and see it a certain way, you can l...
01 February, 2023 16 Likes