In this update: Investing persists through all cycles Your retirement spend and your retirement duration Investing persists through all cycles Interest rates are at levels we haven’t seen since before the Financial Crisis, tempting some people into cash, and away from investing. So does investing still make...
In this update: The cycle of investor emotions The cycle of investor emotions As regular subscribers will know on reading these posts, I have discussed the timing and nature of markets on a regular basis. Markets typically fall into either bull and bear phases. For a definition...
In this update: Market Seasons Financial Behaviour Your Financial Plan Market Seasons As regular subscribers will know from previous posts, the markets go through their seasons. The business cycle goes from expansion, slowdown, recession and recovery. Stock markets move between bear and bull markets. However, we...
In this update: Financial fireworks State Pension Top-Ups deadline extended Pension Credit Financial fireworks With the Bank of England reporting last week that core inflation has continued to rise, it's difficult to see a way out of this current inflation spiral. Like a firework, you light the...
In this update: Keeping your costs in your sights … No economic or market predictions Welcome to this financial planning update. Here we share some views on various topical points relating to financial planning. Keeping your costs in your sights … If you go to the doctor when...
In this update: Lessons from History Compound me up Welcome to this financial planning update. Here we share some views on various topical points relating to financial planning. This month we look at the impact of deferring financial planning decisions and the benefits of compounding returns...