In this update: Your response to difficult markets Margin of Safety Opportunity Take a long term view Your Response to difficult markets As the financial difficulties deepen within global economies, which I have previously written about in other updates, we find ourselves tested - private individuals, governments,...
In this update: Financial Success Corrections Bull and Bear Markets Volatility Inflation Remember your objectives Market Timing How successful investors respond Financial Success Financial and investing success are behavioural. Understanding your reaction to events, not the events themselves, is essential. How you respond during different market events, is...
The main surprises in the Spring Statement related to the increase in the National Insurance Primary Threshold (employees) and Lower Profits Limit (self-employed) to £12,570 from July this year, and the plan to reduce basic rate income tax to 19% in 2024. We have summarised...
In this update: Recent events Remember your objectives Market Timing How successful investors respond The events of recent days are clearly tragic and devastating for the lives of everyday people who are affected. I always think that at times like this, we see the best and...
At times like this, with events seemingly ever more volatile around the world, including our own domestic affairs, I always remember that markets always come through such times. ….but it doesn’t seem like it at the time. Compounding is hard because a bad month can feel longer...
If it escaped your attention that investment markets have been volatile over the past few weeks, then congratulations to you…..one of the key attributes of a successful investor, and retaining one’s financial independence, is not to look at your investments too often. If you’ve set...
In this update: Market Ups and Downs … Quality not Quantity Welcome to this financial planning update. Here we share some views on various topical points relating to financial planning. Market Ups and Downs … The most dangerous words when investing are ‘It’s different this time…..’. Whilst the...
In this update: Keeping your costs in your sights … No economic or market predictions Welcome to this financial planning update. Here we share some views on various topical points relating to financial planning. Keeping your costs in your sights … If you go to the doctor when...
In this update: Just because you don’t see the risks… Order and Chaos Equities Emergency Fund Welcome to this financial planning update. Here we share some views on various topical points relating to financial planning. Just because you don’t see the risks… I have of course met and...
In this update: Attention to detail On timeliness Welcome to this financial planning update. Here we share some views on various topical points relating to financial planning. Attention to detail Clearly, building and sustaining wealth is only going to be possible with healthy investment returns. What has been...