We have summarised the main points of the Budget below, along with a reminder of various changes from April 2026 that we were already aware of. PENSIONS Tax Free Cash from pensions No change. Tax Relief on Pension Contributions No chang...
27 November, 2025 22 LikesIn this update: Automatic Savings: The Only Way to Guarantee Your Financial Future It’s a simple, undeniable truth in financial planning – saving needs to be automatic, or it simply won’t happen. This isn’t a motivational cat...
01 November, 2025 47 LikesAre you using your portfolio like a bank account? In this update: Why your portfolio should not be treated like a bank account. Is your Investment Portfolio a Piggy Bank? Think Again! It’s a scenario many of us dream of – checking ...
01 October, 2025 46 LikesDon’t Fear the Peak: Why All-Time Highs are Just Stepping Stones for your Investments In this update: Don’t fear market highs. The headlines often shout about “all-time highs” in the stock market, and for some investors, this...
25 September, 2025 45 LikesIn this update: Why Delayed Gratification is Your Financial Superpower As a financial adviser, I have countless conversations with clients about their aspirations. Whether it’s buying a dream home, funding a child’s educatio...
01 August, 2025 2 LikesIn this update: Financial Clarity in a Sea of Misinformation In today’s digital age, information flows freely – a double-edged sword that offers unprecedented access to knowledge while simultaneously drowning us in a sea of misinfo...
01 July, 2025 44 LikesIn this update: Navigating the Unknown: Why Market Uncertainty is perfectly normal If you have followed these posts for a while, you’ll have noted I have addressed the fundamental reality that all investors must eventually embrace – that...
01 June, 2025 28 LikesWelcome to Retirement So, you’ve worked hard and saved £500,000 in your retirement pot! Congratulations, that’s no mean feat! But there’s a problem. We can often identify with the allure of such a large sum of money and can be persuaded to think we h...
01 May, 2025 27 LikesIn this update: Our attitude and the financial markets In today’s market environment, and particularly in light of the recent market volatility caused mainly by newly announced tariff policies, investors can at times feel powerless...
05 April, 2025 41 LikesIn this update: Running Through a Dynamite Factory: The Perils of Uninformed Investing I was recently reminded of a wonderful quote from Joel Greenblatt, the renowned investor and author: Choosing individual stocks without any ide...
01 April, 2025 39 Likes